Chase Sapphire is a rewards credit card officially known as The Chase Sapphire Preferred Credit Card. This rewards credit card falls under the travel rewards program. The sole aim is for the consumer to continually earn points with the card by making payments with it.
Each cardholder gets to earn two points per dollar spent on travel and at restaurants. Consumers can also earn one point per dollar on any other purchase. The points earned can then be used to redeem travel benefits through the Chase Ultimate Rewards program.
If for any reason said points are needed as cashback rewards or gift cards, the card has the flexibility to do so. Consumers can transfer their points directly to an airline or hotel company partnering with the Chase company. The Chase Sapphire also brings along loads of other benefits and features, with its best listed below:
- Get 5,000 bonus points in the first 3 months by adding an authorized user and making a purchase.
- Auto rental collision damage waiver
- Get 50,000 bonus points in the first 3 months if you spend $4,000 on purchases. This gives you $625 travel reward in the Chase Ultimate Rewards program.
- 24/7 trip cancellation insurance
- No foreign exchange fees is attached
- Price protection
- No travel restrictions through the Chase Ultimate Rewards program
- Travel and emergency assistance services
- Extended warranty protection
- An extra 25% more value when you redeem points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
- Purchase protection
- …And lots more…
Chase Sapphire Features
The list of benefits from the chase sapphire card is almost too numerous to mention. But key notes are resting on using your Chase Sapphire Preferred Credit Card on travel or dining purchases. The best of all the features are listed below
Bonus On Sign-up: The signup bonus is gotten from the point of opening an account till 3 months interval. If the consumer spends up to $4000 within this time frame, they get 50,000 bonus points. Since the chase sapphire card is mainly a travel rewards card, users can convert points for travel expenses. 50,000 points equals $625 when redeemed for travel through Chase Ultimate Rewards.
Travel And Restaurant Purchases: For every travel and restaurant expense paid for through the sapphire card, unlimited two points per dollar will be earned. This means that consumers can travel and hangout for bonus points after making payments with their card.
Partner Points Transfer: Earned points can be transferred directly with other frequent travel program partners. A total of 11 different programs including British Airways, Southwest Airlines, United and Marriott are available to help you redeem points directly from the chase sapphire card.
Use the mentioned key points to maximize your rewards. Try to meet up with the sign-up bonus requirement as it is a onetime deal. When points are earned, try to redeem from the Chase Ultimate Rewards program since they worth 25% more.
Chase Sapphire Compared
The Chase Sapphire Preferred Credit Card has no introductory APR which is a standard variable between 16.99% to 23.99%. Compared to other rewards cards it also has an annual fee of $95 is required after the first year. The card still beats loads of other rewards cards under these categories
Rewards: Goes for two points per dollar on all travel and restaurant purchases, and one point per dollar on other purchases. But with some travel rewards credit card, you’ll get 1.5 points or 2 points on all purchases.
Sign-Up Bonus: 50,000 bonus points worth $625 can be earned within the first 3 months and can be spent at will. Other travel rewards offer bonus points with restrictions on how earned bonuses can be spent.
Benefits: Chase Sapphire offers travel and protection, trip cancellation, extended warranty and an auto rental benefits. Other cards have temporary credit card number for online shopping. Also free FICO score on a monthly basis, a visa signature benefits including upgrades and savings at participating hotels and resorts.
Some cards don’t require annual fees all rounds. These points can be considered before applying for travel rewards programs to as a consumer, you can maximize your rewards easily.